OUR SERVICES
At Messmer Capital, we specialize in personalized, goals-based investing strategies designed to enhance your financial security. Our focus on risk management, tax efficiency, retirement planning, and estate planning helps protect and grow your wealth across generations. Together, we can build a sustainable financial future that reflects your unique goals and aspirations.
FINANCIAL PLANNING
Wealth is created and sustained through planing.
Financial Planning
Whether you are in the Accumulation, Preservation, or Distribution phases of the investor life cycle, focusing on personalized goals and objectives is crucial. These goals serve as benchmarks to measure success along the way. We are eager to be part of your future success.
- Tax Planing
- Retirement Planning
- Income & Cash Flow Strategy
- Investment Fee Analysis
- Financial Goals
- Investment Strategy
- Risk Management
- Estate Planning
TAX OPTIMIZATION
Your After-Tax Advantage.
Tax Optimization
We incorporate tax considerations into investment and retirement planning to help improve after-tax efficiency, manage tax exposure, and align financial strategies with each client’s long-term objectives.
• Tax-Loss Harvesting – Systematically capturing losses to offset gains and reduce ongoing tax drag
• Strategic Roth Conversions – Filling lower tax brackets to reduce future RMDs and lifetime taxes
• Asset Location Optimization – Placing assets across taxable, tax-deferred, and tax-free accounts for maximum efficiency
• Capital Gains & Withdrawal Planning – Coordinating income sources to control marginal tax brackets
• Maximizing Tax Alpha – Improving net returns through intelligent tax
WEALTH MANAGEMENT
Plan for the future with strategies that work.
Wealth Management
Investing in your present and future is now more crucial than ever. Our goal is to help you develop an effective and practical investment plan that lines up with your current financial situation so that you can hit your goals on every level while staying on track with your progression. We will work with you on these strategies and help you implement them effectively.
- Risk tolerance assessments
- Discuss portfolio fees and how we may be able to reduce them
- Volatility control
- Receive our comprehensive money management approach
ESTATE AND LEGACY STRATEGY
Plan ahead – anticipate the inevitable.
Estate and Legacy Strategy
When people hear estate planning, many believe that this type of planning is for the ultra-affluent, which couldn’t be further from the truth. We work with estate planning attorneys to create a comprehensive plan to protect your assets from taxes & probate and to help simplify your family’s inheritance process.
- Tax Efficient Inheritance Options
- Probate Avoidance
- Strategic Partners
- Estate Planning and Elder Law Attorneys
- Gift Tax
- Inheritance Tax
ASSET PROTECTION
Protect your home and your nest egg for future generations.
Asset Protection
Asset protection is a focus for our clients who are near or in retirement. Our goal is to protect assets, such as your home or vacation property, from the possibility of a nursing home stay. In conjunction with an estate planning attorney, we’ll work with you to safeguard your assets and make sure your family keeps what you have earned.
-
Long-Term Care Planning
- Long-Term Care Insurance Audit
- Creative Planning
- Education on Trusts and LLC’s
HEALTHCARE PLANNING
All facets of strategic long-term options that deliver.
Healthcare Planning
We want to help you find the best health care plan that fits your current situation through covering all basis and angles while addressing the state of the current health care market. We work with you to find the long-term care you need to thrive.
- Medicare, Parts A, B and D
- Long-term care options
- Address rising health care costs
At Messmer Capital, we specialize in personalized, goals-based investing strategies designed to enhance your financial security. Our focus on risk management, tax efficiency, retirement planning, and estate planning helps protect and grow your wealth across generations. Together, we can build a sustainable financial future that reflects your unique goals and aspirations.
FINANCIAL PLANNING
Wealth is created and sustained through planing.
Financial Planning
Whether you are in the Accumulation, Preservation, or Distribution phases of the investor life cycle, focusing on personalized goals and objectives is crucial. These goals serve as benchmarks to measure success along the way. We are eager to be part of your future success.
- Tax Planing
- Retirement Planning
- Income & Cash Flow Strategy
- Investment Fee Analysis
- Financial Goals
- Investment Strategy
- Risk Management
- Estate Planning
TAX OPTIMIZATION
Your After-Tax Advantage.
Tax Optimization
We incorporate tax considerations into investment and retirement planning to help improve after-tax efficiency, manage tax exposure, and align financial strategies with each client’s long-term objectives.
• Tax-Loss Harvesting – Systematically capturing losses to offset gains and reduce ongoing tax drag
• Strategic Roth Conversions – Filling lower tax brackets to reduce future RMDs and lifetime taxes
• Asset Location Optimization – Placing assets across taxable, tax-deferred, and tax-free accounts for maximum efficiency
• Capital Gains & Withdrawal Planning – Coordinating income sources to control marginal tax brackets
• Maximizing Tax Alpha – Improving net returns through intelligent tax
WEALTH MANAGEMENT
Plan for the future with strategies that work.
Wealth Management
Investing in your present and future is now more crucial than ever. Our goal is to help you develop an effective and practical investment plan that lines up with your current financial situation so that you can hit your goals on every level while staying on track with your progression. We will work with you on these strategies and help you implement them effectively.
- Risk tolerance assessments
- Discuss portfolio fees and how we may be able to reduce them
- Volatility control
- Receive our comprehensive money management approach
ESTATE AND LEGACY STRATEGY
Plan ahead – anticipate the inevitable.
Estate and Legacy Strategy
When people hear estate planning, many believe that this type of planning is for the ultra-affluent, which couldn’t be further from the truth. We work with estate planning attorneys to create a comprehensive plan to protect your assets from taxes & probate and to help simplify your family’s inheritance process.
- Tax Efficient Inheritance Options
- Probate Avoidance
- Strategic Partners
- Estate Planning and Elder Law Attorneys
- Gift Tax
- Inheritance Tax
ASSET PROTECTION
Protect your home and your nest egg for future generations.
Asset Protection
Asset protection is a focus for our clients who are near or in retirement. Our goal is to protect assets, such as your home or vacation property, from the possibility of a nursing home stay. In conjunction with an estate planning attorney, we’ll work with you to safeguard your assets and make sure your family keeps what you have earned.
-
Long-Term Care Planning
- Long-Term Care Insurance Audit
- Creative Planning
- Education on Trusts and LLC’s
HEALTHCARE PLANNING
All facets of strategic long-term options that deliver.
Healthcare Planning
We want to help you find the best health care plan that fits your current situation through covering all basis and angles while addressing the state of the current health care market. We work with you to find the long-term care you need to thrive.
- Medicare, Parts A, B and D
- Long-term care options
- Address rising health care costs